Andorra Passive Residence in 2026

Andorra's residence without work framework is commonly called passive residence. It is for people who can reside in the country without ordinary Andorran employment and who meet the route's investment, financial-means, insurance, accommodation and residence requirements.

The 2026 rules matter because older official PDFs and many private websites still quote the previous €600,000 investment figure. The Government's current 2026 policy announcement states a materially higher requirement for new passive residents.

Current 2026 investment requirement

The Government's March 2026 immigration-quota announcement states that new passive residents under the current sustainable-growth framework must make a minimum total investment of €1,000,000.

It also states that new applicants must make non-refundable contributions of:

  • €50,000 for the principal applicant; and
  • €12,000 for each dependent.

These contributions are distinct from the total qualifying investment and from ordinary immigration-administration fees.

If an older government form or secondary article still says €600,000, do not assume it controls a new 2026 application. The newer 2026 Government statement expressly describes the stricter current framework.

2026 quota

The Government announced a total 200-permit residence-without-work quota for 2026, divided into:

  • 163 residence-without-lucrative-activity authorizations;
  • 10 international-professional authorizations;
  • 17 scientific/cultural/sports-interest authorizations; and
  • 10 private geriatric/medical-care authorizations.

These categories have different factual requirements. This page focuses on the non-lucrative/passive investor model; see international professional residence for that separate category.

Income requirement

The current D.1 service guidance requires the principal to show annual income greater than 300% of the annual Andorran minimum wage, plus 100% of the annual minimum wage for each dependent.

From 1 July 2026, the Government set the monthly minimum wage at €1,568.67. Using that current figure:

  • annual minimum wage: €1,568.67 × 12 = €18,824.04;
  • principal 300% test: €56,472.12/year; and
  • each dependent: add €18,824.04/year.

The legal test is indexed to the minimum wage. These euro calculations are a 2026 snapshot, not a timeless fixed threshold.

90-day residence requirement

Passive residence is based on principal and effective residence in Andorra for at least 90 days per calendar year under the non-work residence framework.

This should not be confused with the 183-day self-employed renewal rule or the permanent/effective residence expected under ordinary work residence. Immigration residence and tax residence also use different legal tests.

Qualifying investment

The exact assets and timing that satisfy the €1 million rule should be checked against the current law/regulation and Immigration instructions for the application. Do not assume every asset marketed as “Andorran investment” counts.

A careful file should distinguish:

  • the statutory/regulated qualifying investment;
  • the non-refundable contribution;
  • any AFA deposit applying to a specific non-work residence category; and
  • personal financial means.

These are different concepts.

Housing

The D.1 framework requires qualifying accommodation in Andorra, normally through ownership or rental under the official conditions. Residence planning should therefore include housing evidence before filing rather than treating it as an afterthought.

Insurance

Applicants need insurance coverage meeting the government requirements for sickness, incapacity and old age where applicable, with the route's age-related exceptions. Dependants also need the required coverage.

Private travel insurance should not automatically be assumed to satisfy residence insurance standards.

Criminal records and civil status

The file can require criminal-record certificates from the relevant countries, passport/identity material, civil-status evidence and documents for dependants. Foreign official documents generally need a Hague apostille or other due legalization.

Government immigration fee

The official fee schedule lists:

  • initial residence without work: €3,000; and
  • resident dependent under the framework: €1,000.

The listed renewal fee for residence without work is €500.

These tariffs are separate from the €1 million investment and €50,000/€12,000 non-refundable contributions.

Validity and renewal

The residence-without-work framework generally follows the published progression of:

  • initial authorization: 2 years;
  • first renewal: 2 years;
  • second renewal: 3 years; and
  • later renewals: generally 10 years, subject to treaty exceptions.

Continuing investment, resources, insurance, residence and other conditions must be maintained where applicable. Renewal is not automatic simply because the original investment was made.

Passive residence versus digital nomad

D.3 digital nomad residence is built around qualifying location-independent work using technology. Passive residence is built around residence without ordinary local work and has the current high-investment framework.

A remote worker should not automatically select passive residence merely because it permits a lighter annual physical presence. Conversely, an investor without qualifying digital work should not describe passive residence as a digital-nomad visa.

Passive residence versus self-employment

J.1 self-employment residence is active residence for a qualifying local business owner/manager or liberal professional. It involves company/professional conditions, active work and different residence expectations.

Passive residents should not assume they can operate a local Andorran business as though they held J.1.

Passive residence versus international professional

International-professional residence is part of the broader non-work residence family but has a specific professional model: the base of the activity is in Andorra, no more than one employee, and at least 85% of services are used abroad. It also has a published AFA deposit structure.

See international professional residence.

Processing time

The public D.1 service material does not provide one universal guaranteed end-to-end processing time. Investment evidence, banking/AFA steps, insurance, legalized documents, housing, quota availability and Immigration review can affect the timeline.

Do not treat a private advisor's quoted turnaround as an official guarantee.

Catalan language from 2029

The Government's language-law guidance states that from 2029 A1/A2 renewal requirements extend to residence without work. This future requirement matters for a new 2026 resident planning to renew, even though it should not be misrepresented as an already-effective D.1 renewal condition in 2026.

Tax residence

A 90-day immigration minimum does not mean a person is automatically non-tax-resident in Andorra or tax-resident elsewhere. Personal tax residence depends on the applicable tax rules and treaties, including facts such as time, economic interests and household connections.

The headline Andorran IRPF rate does not replace a full cross-border tax analysis.

Application sequence

  1. Confirm the relevant D.1 subcategory and quota availability.
  2. Verify the current 2026 qualifying-investment rules and asset eligibility.
  3. Plan the €50,000 principal and €12,000-per-dependent contributions where applicable.
  4. Demonstrate the indexed annual financial-means test.
  5. Secure qualifying housing and insurance.
  6. Prepare criminal-record and civil-status documents and apostille/legalize them where required.
  7. Complete investment/AFA and Immigration evidence.
  8. File the residence application and complete medical/administrative steps.
  9. Register with the relevant Comú after authorization.
  10. Maintain the investment, resources, insurance and 90-day residence pattern for renewal.

Related routes

Compare digital nomad residence, international professional residence, self-employment residence, the Andorra hub, Europe, and the broader visa-type directory.

Frequently asked questions

Is the Andorra passive-residence investment still €600,000?

For a new 2026 application, the Government's current policy announcement states a €1,000,000 minimum total investment. Older €600,000 references can be stale.

Is there also a contribution?

Yes. Current 2026 government policy states €50,000 non-refundable for the principal and €12,000 per dependent.

What income must I show?

The official formula is above 300% of the annual minimum wage for the principal plus 100% for each dependent. With the July 2026 minimum wage, that is approximately €56,472.12/year for the principal plus €18,824.04/year per dependent.

How many days must I live in Andorra?

At least 90 days per calendar year under the passive-residence model.

What is the immigration fee?

The current schedule lists €3,000 for initial residence without work and €1,000 for a resident dependent, separate from investment and contributions.

Official and supporting sources

Related routes in Andorra